CHIEF RUZQI ACADEMY LEGAL SUITE

CHIEF RUZQI ACADEMY LEGAL SUITE

Effective Date: 08.08.2025

Website: ruzqi.com 

Business Name: Chief Ruzqi Academy

Founder: sifi.my 

Admin Contact: contact@ruzqi.com

1. Terms & Conditions

Scope of Services 

Chief Ruzqi Academy offers mentoring, coaching, and instructor-led programs via ruzqi.com, including:

I. Trading education

II. Emotional intelligence coaching

III. Strategic guidance

All services are delivered online through ruzqi.com and affiliated platforms.

Payment Terms

I. Payments are processed via Stripe.

II. Fees are listed on ruzqi.com and may change with Founder approval.

III. Payment is required prior to service delivery.

IV. Refunds are non-refundable unless explicitly stated.

V. Access may be suspended until payment is received.

User Agreement 

By using ruzqi.com, users agree to:

I. Provide accurate personal and payment information

II. Use materials solely for personal development

III. Refrain from sharing proprietary content or recording sessions without consent

Prohibited Activities

Users must not:

I. Share, resell, or distribute mentoring materials

II. Use services for illegal, unethical, or misleading purposes

III. Attempt to bypass payment systems or impersonate others

Limitation of Liability

Chief Ruzqi Academy is not liable for financial losses, trading outcomes, or personal decisions made based on mentoring advice. All services are educational in nature.

2. Privacy Policy

Data Collection

We collect names, emails, payment details, and session history via ruzqi.com and third-party tools (e.g., Stripe, Google, Microsoft—future integrations will be notified).

Data Usage

I. Communication

II. Billing

III. Session scheduling

IV. Service improvement

Data Protection

I. SSL encryption

II. Secure servers

III. Access controls

Third-Party Sharing

Data is shared only with service-critical platforms (e.g., payment processors). No data is sold or shared for marketing purposes.

User Rights

Users may request access, correction, or deletion of their personal data by contacting contact@ruzqi.com.

Compliance

This policy complies with the Personal Data Protection Act 2010 (PDPA) of Malaysia.

3. Refund Policy

I. All payments are final unless otherwise stated.

II. Refunds are issued only for duplicate charges or cancellations initiated by Chief Ruzqi Academy.

III. Requests must be submitted within 7 days of payment to contact@ruzqi.com.

4. Disclaimer

I. All services are educational and do not guarantee financial results.

II. Chief Ruzqi Academy is not responsible for decisions made based on advice or materials provided.

III. External links/tools are not endorsements unless explicitly stated.

5. Cookie Policy

I. ruzqi.com uses cookies for analytics and user experience.

II. Users may disable cookies via browser settings.

III. Continued use of the site implies consent to cookie usage.

6. Founder Authority Clause

I. All strategic decisions, service modifications, pricing changes, and legal updates require Founder approval.

II. The Founder retains full ownership and control over ruzqi.com and its intellectual property.

III. Admins may communicate updates but cannot authorize changes without Founder consent.

7. Dispute Resolution

I. Disputes will be resolved via online mediation.

II. If unresolved, arbitration will be conducted under the Kuala Lumpur Regional Centre for Arbitration (KLRCA), in accordance with Malaysian law.

8. Optional Additions

Accessibility Statement

We are committed to accessibility. Contact contact@ruzqi.com for assistance.

Affiliate Disclosure

Some links may be affiliate links. We may earn commissions at no extra cost to users.

Testimonial Disclaimer

Client testimonials reflect individual experiences and do not guarantee results.

9. Compliance Note



This legal suite complies with the Personal Data Protection Act 2010 (PDPA) of Malaysia.